Some people overlook the fact that there are 2 different types of insurance agent and 2 different types of insurance company. There is the insurance company who will sell an insurance policy directly to you and there is the insurance company who will sell insurance policies via agents. There are also 2 different types of insurance agent: there are the agents who stand for just 1 insurance company and there are the agents who will represent a number of insurance companies. What is important is the amount of professional assurance and personal ease you feel with the insurance agent or company.