Life can be hard enough when you’re a landlord, as you may know. When you are about to go through the motions of getting a Landlords Insurance they will ask you to pay a sum for the Buildings insured. This should not be confused with the market value of the property. It is also vital that you do not misjudge your Buildings Sum Insured because it comes to putting a claim in, the insurers will lower the amount they pay out instead of the amount you have underestimated. The total sum of buildings cover should reflect the whole amount of having your let property re-built. We can insure your property, even if it is let by DSS or Students. Basically, we can supply cover for all kinds of tenants, although some of them are often knocked back by other insurance providers. Unlike some other providers, we will let you insure your contents. Basic Landlords Insurance provides a contents only option. Please note that your normal policy, which you have for your home contents, will not cover your rented property. A popular insurance policy may not pay when the property is being used to make an income e.g. when you’re letting the property to tenants. Also Landlords Insurance gives additional cover like Loss of Rent and Landlords Liability, which you would not get through regular home insurance policies. To ensure you are fully protected, it is the best option that to purchase a Landlord’s policy which will be specially designed for these scenarios.